New Year, New Home? What to Know Before Starting Your 2026 Home Search

The start of a new year naturally gets people thinking about change—and for many, that includes a move. Whether you’re hoping for more space, a shorter commute, or a fresh start, January is an ideal time to plan a home purchase, even if you won’t be moving right away.

After more than 20 years working in Connecticut real estate, I’ve found that the most successful buyers aren’t the ones who rush—they’re the ones who prepare. If buying a home is on your radar for 2026, here are four key areas to focus on now.

1. Get Clear on Your Finances Early

Before browsing listings or attending open houses, take time to understand your financial picture.

• Check your credit report and address any issues

• Start conversations with a trusted lender about pre-approval

• Think realistically about monthly payments, not just purchase price

• Factor in property taxes, insurance, and maintenance costs

Early financial clarity not only reduces stress later—it also puts you in a stronger position when the right home comes along.

2. Think Strategically About Timing

Many buyers assume spring is the “right” time to buy, but timing is more nuanced than that.

Ask yourself:

• When would you ideally like to move?

• Are you flexible if the right opportunity appears sooner?

• How long might you need to prepare your current home if you’re also selling?

You might be surprised to learn that I’ve always said Spring market begins the Monday after the Superbowl! Planning ahead gives you options—and options are powerful in any market.

3. Understand Inventory (and What’s Realistic)

Inventory levels in Connecticut can vary by town, price point, and even neighborhood. That means expectations matter.

It helps to:

• Identify your “must-haves” versus nice-to-haves

• Learn what homes in your target area typically offer at your price range

• Stay open-minded—some compromises are normal, even in strong markets

A knowledgeable local agent can help you interpret what you’re seeing and avoid frustration.

4. Set the Right Expectations

One of the biggest mistakes buyers make is waiting for the “perfect” market or the “perfect” home. In reality, every market has opportunities—and challenges.

The goal isn’t perfection. It’s finding a home that:

• Fits your lifestyle

• Makes financial sense

• Works for your plans over the next several years

Approaching the process with patience and perspective makes the experience far more positive.

A Final Thought

You don’t need to have all the answers in January—but starting the conversation early puts you ahead of the curve. Buying a home is one of the biggest decisions most people make, and thoughtful planning can make all the difference.

If a new home is part of your vision for 2026, now is a great time to begin laying the groundwork.  Reach out to me any time to discuss your real estate goals.